I recently purchased a house and one door had a crack in the impact
glass. The builder said it did not matter, so it was not repaired.
During a recent hurricane, the glass blew into the room and caused
thousands of dollars of damage from wind and rain.
Did the crack in the glass contribute to the failure of this glass?
Should this window have remained in it's frame and keep the water out
of my house?
what is impact glass? tempered? laminated? wire?
a crack in glass dramatically weakens it. any slight force at all against it
would have caused the crack to run the rest of the way and cause the entire
pane to shatter.
Most likely. Did any other windows sustain damage or fail in that
hurricane? Adjacent windows are the most illuminating.
Since there's no indication about what exactly happened to that window,
and you seem to be basing your question on the crack alone, can't tell.
If the house had cracked glass in a regular window, most people would
have asked for it to be replaced. The fact that it was a cracked
impact glass in a high wind area made the request mandatory.
If the builder steered you wrong, he is partially at fault. You are
also partially at fault for not protecting your own home.
Lesson learned. Sorry about your loss.
The crack probably would not have been a problem under normal weather
conditions but a hurricane is an extreme. A crack certainly would have
reduced the windows resistance to failure due to wind pressure or impact.
Something may have blown into that window and that's what the builder will
say if you try to sue him.
Assuming your loss was large enough that you've filed a homeowners
insurance claim on it, those are excellent questions that you should
direct to your insurance company's subrogation department.
Homeowners insurance companies have whole departments that spend much
of their time going after builders for improper work and
manufacturers for defective products. If you can document what
you're saying, your insurance company could well pursue a claim on
your behalf to recover the value of the damages.
Disclaimer: unless you see my name on your policy declaration pages,
I am not your insurance agent. (And since there aren't any
hurricanes around here, I'm pretty sure my name isn't on your
policy.) So I don't know the specifics of your policy or the laws of
your state. Ask your agent or claims adjuster for details.
email@example.com is Joshua Putnam
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