Workmen can be a troublesome and messy species. Vinyl tile went down
in office bathroom before the rest of the place was completely done.
Contractor's workers marked their territory with two colors of paint,
drywall compound, cove base adhesive, etc. There are many different
sizes of paint marks, from the size of a roller to (hundreds of) tiny
specks. The paint, I believe is all latex.
The tile is very generic vinyl tile, no texture, but not very shiny
either. It has the mottled grey effect of a fifties rec room floor.
After any flooring is installed, workers normally put something down to
protect it. Do not try to clean it yourself unless you're positive you can
get it all off. Before you do anything, take close-up pictures. Then talk to
the contractor. If he doesn't fix it to your satisfaction, file a claim with
his insurance. If he says he doesn't have insurance, then file a claim with
your insurance, and they will go after the contractor or sub-contractor. Be
sure to write down everything, including when you first noticed it, who did
it, any comments made, and any action taken.
"Before you do anything, take close-up pictures. Then talk to
the contractor. If he doesn't fix it to your satisfaction, file a claim
his insurance. If he says he doesn't have insurance, then file a claim
your insurance, and they will go after the contractor or
Yeah, and your insurance company most likely raise your rates or drop
you. Plus, most have deductibles high enough that for a bathroom vinyl
floor, you'll wind up with zippo anyway. If it's just some latex
paint and spackle, sounds like something the contractor can just clean
up in an hour. Have you asked him?
"I don't follow your logic on this one at all. There's only a little
cleanup necessary - there's no damage. With no damage, there's no
Nor do I. And he obviously thinks insurance companies won't drop you
or raise your rates unless they pay out on a claim. That isn't true.
Insurance companies can use just about any criteria they want when they
decide to drop you. Just making a claim, whether they wind up paying
out or not, has certainly caused some policies to be canceled.
Especially if you already have some other criteria against you.
Neither you nor I have seen it, but he did say "adhesive, etc." The logic
is, that (unless it's in his contract) the OP isn't responsible for the
cleanup. What if he tries to get the adhesive up and ruins the floor? The
contractor shouldn't have to install a new floor. Give the contractor a
chance to clean it, and if he doesn't, THEN start talking about insurance.
The OP has alluded to some problem with the contractor, so he can't ask
the guy to clean it up. That leaves him with doing it himself or hring
someone to do it. The cove base adhesive will come off just fine with
Goof Off, the joint compound with water and the latex paint splatters
with just a little rubbing with a scrub pad and some water. it's not a
Having to deal with an insurance company would probably suck down more
time than it would take to clean the floor. And as another post
mentioned, the insurance company doesn't really need a reason to drop
you. There doesn't have to be a payout for them to consider you a
liability they'd be better off not servicing.
I see an original post and a reply to you by the OP. In neither post does
he make any claim of problems with the contractor. He does say that it may
not be possible to point out these problems to the contractor.
I think that he should attempt to send a letter and pictures of the
problem to the contractor and his insurer. If no one responds in a
reasonable amount of time then pay some to clean up the problem or correct
and sue in small claims if the clean up is expensive.
If he doesn't get any response from the contractor, he should notify his
home-owners insurance. They will pay for it, and go after the contractor. It
should not go against his record with his insurance company.
You must have missed the post where the OP wrote this in response to my
">Point it out to the contractor and ask him to clean it up. It's no
That may not be possible for reasons I won't get into, which is why I
posted the question. "
That's the allusion to problems with the contractor. For his
mysterious reasons, he can't.
I don't know why people are assuming the floor is a disaster. From the
OP's description it's a pretty trivial job - an hour or two at most.
Even mentioning something that small to an insurance company would be a
mistake. The small claims court suggestion does have some merit. In
NY there are advantages and disadvantages to it, but it will still suck
down someone's time and energy. For something this small it makes
sense to get it cleaned up, even if you have to pay someone $25 or $50
and move on. It's not worth doing anything else.
Well then, did you have a relative named Nick Guarino who worked in
aerospace in the Boston area in the 60s? He would have been about 30-35
years old then.
Photo of him here circa 1962:
That silly looking probe sticking out of the tip of that rocket was the
kind of stuff we had to cobble together from whatever was available in
those days. AIR I made the center column out of one of those "appearing
canes" from a magic shop, assisted by a couple of nested coil springs <G>
Thanks for the mammaries...
Looks more like one of those space age cocktail shakers - economy size.
Good cover story, though. ;)
The guy I knew had a brother named Peter Guarino - we used to watch
Fireball XL5, that 1960s kids TV show that featured marionettes as the
actors, robots and spaceships. Maybe there's something in the
name/genes that attracts them to that spacey stuff...
We had good results using Formula 409 to removed dried paint from
parquet floor, formica cabinets and other wood. Someone brought the
painter too much beer - overspray all over the place. We used
everything, plastic scrapers, scrubbers, etc. Hot water helps, and I've
taken dried latex paint off lots of other stuff.
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