"[Florida] A Cape Coral woman received a letter abruptly cancelling [sic] her homeowner's insurance because of improper maintenance. The letter referenced a tiny boarded up window that was broken for not even a week. Something similar could just as easily happen to you."
Seems a neighborhood child cracked a small bathroom window with an errant golf ball. The insurance company has "inspectors" that prowl the neighborhoods looking for disrepair and, finding same, canceled the policy before the homeowner could file a claim, thereby saving the company approximately twelve dollars.