I'm nearing the point of specifying the type of basement construction that I want to use in a 36x70 home that we hope to build sometime around August. The area where the home is to be built is almost devoid of poured basements due to the fact that not too many builders in the area have the forms or experience in working with poured basements. That said I am still considering Poured walls as an option. Another option I am considering is the use of pre-cast and pre-cured Panels brought to the site on truck and lifted into place by crane. I have heard that there are two types of these. One that uses the typical concrete outside and the other that is a wood form. Last is to go with the Cement Block and work to waterproof it as best I can by preparation of the area around the home to route water away from the foundation and then coat the exterior of the blocks very well.
Being on disability I do have a cost concern to think about but I'd much rather pay up front to get quality than to have to face very expensive work several years after the job has been completed.
Any comments on Basement construction techniques, poured vs. cement block and thoughts about the newer technology of panels formed off site and trucked to the site (either wood or a masonry product).