The downside to that is that you then have to pay your deductible, which
by rights the power company should be paying. You may also lose any
"no-claim" discounts you might have with the home insurance company.
When my dad was still alive, and living in Penna, he had a similar
event. Half of his small town had the event, and the power company
just said send us a bill. His wasn't quite so bad, he lost major
appliances, refrigerator, TV etc. but, the power company behaved
On 10 Feb 2007 21:09:49 -0800, firstname.lastname@example.org wrote:
IMHO, give your home owners policy company a call. I don't think you
are the very first person who had lost a neutral from a pole.
Just curious, I'm guessing this is an older house without a ground rod
and/or water grounding. Am I right?
tom @ www.YourMoneySavingTips.com
Personally, I'd at least look into filing a claim on my homeowner's
insurance, since it has replacement-cost coverage, and would cover
getting the electrical-fire smell out of the house. Then the
insurance company's subrogation department can go after the power
If the power company turns out to be reasonable to deal with and
offers replcement cost up front, great.
email@example.com is Joshua Putnam
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