In my experience, the big five are:
- Water heaters: basement floor drains may be clogged, floor coverings can wick water long distances, water wicked to walls can wick up. And, people store a lot of valuable stiff and/or absorbant materials on basement floors.
- Washers, with and w/o functioning drain pans. No functioning pan: see above. Pan: hose leaks at connection to plumbing, water sprays beyond pan, see above. Special case, washers in hall closets above first floor, and condos. If the latter, and a unit above: pan or no pan, the first place to look is UP.
- Kitchens: dishwashers and refrigerator ice-makers. Ever see a drain pan under one of those?
In my rental units, I use these:
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- AC condensate drains, especially air handlers in attics: Almost never inspected by homeowners. Primary drain clogs, secondary is not installed and no cut-off switch or switch, or switch not properly installed or connected, or secondary drains out of plain view, or people don't pay attention when it starts running. Condensate is now running down on or into walls.
- Condensate pump at furnace w/o functioning cut-off switch for furnace / AC. Pump fails: condensate now draining on or into structure..
Then, when things get wet, people go crazy over mold: "I saw this house on Sixty Minutes...."
IMO in most cases this isn't the homeowners fault - the problem rather is that there is little incentive for the manufacturers or installers of such systems to think through the longer-term implication of failures, so the level of protection provided is unusually the minimum specified by building codes, if that.
So, stuff "floods".
As a home inspector I can (and should) note if a structure is a vacation home, and ask if someone's job is likely to mean the house will be unoccupied for substantial periods, and if so point out that if so there is an increased risk of water damage. And I can verbally note the lack of pan on a washer, or even the lack of an auto-shutoff on a dishwasher during an inspection, and/or include it as an item in the "suggestions an comments" section of my report.
But as a comment in a three hour inspection, or a 30-40 page report, the reality is that only a minority of buyers will absorb this advice. And of those, on a tiny minority of cash-strapped home buyers would make avoiding what they perceive as relatively low-probability event a priority - I'm pleased if they seem to taking my comments about the much larger risk of a 20 year old water heater located nowhere near a drain seriously - maybe they WON'T be stacking boxes with last years financial returns or irreplaceable family letter and photos on the floor next to it, after all...
Michael Thomas Paragon Home Inspection, LLC Chicago, IL mdtATparagoninspectsDOTcom eight47-475-5668