We are in the throes of selling our house which had an extension built in
1992. It appears that the building was never finally signed off by the
Council although they visited and checked it numerous times during
construction and I'm sure made a final inspection. We are very near to
exchange stage but our purchasers are panicking over this although their
solicitors have no problems with the missing docs as we have said we will
provide an indemnity policy, this seems to be common practice. The only
other option is to get the council back out for a reinspection and our Sols
believe this will take some time. Once we do this we cannot get an
indemnity policy issued aftrewards.
Our solicitor can't see what the fuss is about and we need to resolve this
speedly or we may loose our purchase.
Our purchasers will only deal through their sols which also slows things
down. Anyone got any bright ideas of a way round this other than to remarket
Our vendor took out an indemnity policy to cover a lintel put in place in
the early 80's.
It is standard practice, I'd push for the indemnity policy. It's going to
be quicker than getting a building inspector to put his mug of tea down...
Our Mortgage lender's solicitor (not ours!) insisted on one of these for our
house when we bought it, as there is an unregistered loft conversion. This
was a right pain, having THREE lawyers involved. The loft work was done
before 1984. The loft has been nicely done (and two builders who've seen it
assure us it is sound), but the staircase was a death trap, hardly more than
a ladder with carpet nailed on, and we've replaced it with one which meets
current standards. But as we didn't replace the floor, move the skylight a
few inches or add another wall the whole conversion still won't pass current
regs as the entire loft apparently has to pass.
I suspect this puts us in a far worse position if we ever sell it, as the
indemnity certificate covers the original crap staircase.
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