To highjack the Crazy phone call thread, like many here, I don't answer unknown numbers calling my mobile.
Surprising how many companies withhold their numbers but never leave messages.
Had a card through the door week before last, registered letter to be collected. Due to the location & opening times of our local sorting office it took me an hour & 70p in the meter to pick it up.
It was from my van insurance company basically saying 'your direct debit didn't go through, we want £400 NOW OR YOUR INSURANCE IS CANCELLED".
Been with them 6 years, never missed a payment before. They had apparently been calling the mobile & not left a message.
I realised what the problem was. For 5 years I've had a Lloyds 'trading as' account but in January I formed a Ltd Co for tax reasons & opened a Barclays Ltd Co account.
The cunning plan is that I personally pay all the van exps & claim back
45p a mile from my Ltd Co. I decided to use the old Lloyds T/A account to do so.But of a c*ck up, SWMBO cancelled the wrong DD.
Slightly miffed at their attitude, I called them, paid the months balance (using a card from the Lloyds account) and told them to reinstate the DD.
Apparently they couldn't do that, because a DD had been cancelled from that account, I would have to use another account. I somewhat forcefully reminded the droid that I was the customer, I'd been with them for 6 years, had never missed a payment before, they had just taken a card payment from that account, I decided which account I would use not them - and if that were a problem I would simply change insurance companies.
To compound the problem, she put me on hold while she spoke to a supervisor - and I had to listen to a selection of songs by The Monkees.
Surprise surprise - they could set up a DD from that account after all.
An hour & 20 mins of my life wasted when they could have left a message for me to call them....