My wife spotted a small (£7.50) charge made on one of our cards by contactless payment at a place that we haven't been anywhere near.
I phoned to bank to ask if they could be more precise about where the payment was taken. During my conversation it became clear that another payment of £5 had been made against one of our other accounts with the same bank on the same day.
So, now we have two small debits made on two different cards made on the same day in a place we've not been to for at least 5 years.
Bank is adamant that contactless cards can't be cloned and that someone must have physically used the cards.
We're sure no one has and also wouldn't have used two different cards. Can anyone explain this?
Bank is going through fraud procedures and will refund the payments and replace the cards but it does make me wonder about the security of the system.
Tim