Wow - sad to see so many of you are disabled.
Up here in socialist Canada, our unemployment payments only last 1 year
(52 weeks, not 99 weeks like you have in the US) and we don't have this
"federal disability insurance" either.
We have what you might call "workmans comp" - a payroll tax that varies
based on the type of work a company does. A low-risk company (say - a
software developer) would pay something like 37 cents for every $100 of
salary. Someone would have to be injured on the job to collect from
this pool of money. It sounds like your "federal disability" money is
available to someone regardless if they're injured on the job - or not?
I thought that's what private insurance plans are for (to cover you if
you become disabled outside of the workplace).
8,733,461: Workers on Federal 'Disability' Exceed Population of New York
(CNSNews.com) - A record of 8,733,461 workers took federal disability
insurance payments in June 2012, according to the Social Security
Administration. That was up from 8,707,185 in May.
It also exceeds the entire population of New York City, which according
to the Census Bureau's latest estimate hit 8,244,910 in July 2011.
There has been a dramatic shrinkage in the United States over the past
20 years in the number of workers actually employed and earning
paychecks per worker who is not employed and is taking federal
disability insurance payments.
In June 1992, according to the Bureau of Labor Statistics, there were
118,419,000 people employed in the United States, and, according to the
Social Security Administration, there were 3,334,333 workers taking
federal disability payments. That equaled about 1 person taking
disability payments for each 35.5 people actually working.
When President Barack Obama was inaugurated in January 2009, there were
142,187,000 people employed and 7,442,377 workers taking federal
disability payments. That equaled about 1 person taking disability
payments for each 19.1 people actually working.
In May of this year, there were 142,287,000 people employed, and
8,707,185 workers taking federal disability payments. That equaled 1
worker taking disability payments for each 16.3 people working.
The federal disability payments made to the record 8,733,461 workers in
June averaged $1,111.42.
Only 11 states--California, Florida, Georgia, Illinois, Michigan, New
Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas—have
populations in excess of the 8,733,461 workers who took disability
payments in June.
New Jersey’s 2010 Census population of 8,807,501 approximates the
8,733,461 workers who collected federal disability insurance in June.
In addition to the 8,733,461 workers taking federal disability payments
in June, there were also 165,469 spouses of disabled workers getting
federal disability payments and 1,899,756 children of disabled workers
getting benefits. That brought the total number of beneficiaries
receiving disability insurance payment in June to 10,798,686.
Federal disability insurance is funded by a 1.8 percent payroll tax
split between employers and workers. Self-employed people pay the entire
The Social Security System’s Disability Insurance Trust Fund has run
deficits in each of the last three fiscal years, meaning the government
has needed to borrow money to pay disability benefits to the workers
claiming them. In fiscal 2009, the Disability Insurance Trust Fund
deficit was $8.5 billion. In fiscal 2010, it was $20.8 billion. And in
fiscal 2011, it was $25.3 billion.
To be eligible for federal disability insurance payments, a person must
have worked long enough to have qualified for the benefits and must also
meet the Social Security Administration’s definition of “disabled.”
“We consider you disabled under Social Security rules if: You cannot do
work that you did before; we decide that you cannot adjust to other work
because of your medical condition(s); and your disability has lasted or
is expected to last for at least one year or to result in death,” says
the Social Security Administration.
Whether someone has worked long enough to qualify for federal disability
insurance payments depends on their age and the number of “credits” they
have earned from the Social Security system.
“Social Security work credits are based on your total yearly wages or
self-employment income,” SSA explains. “You can earn up to four credits
each year. The amount needed for a credit changes from year to year. In
2012, for example, you earn one credit for each $1,130 of wages or
self-employment income. When you've earned $4,520, you've earned your
four credits for the year.”
According to SSA’s formula, someone under 24 years of age would qualify
for disability payments if he or she had earned at least 6 credits—or
about $6,780—over the three years before they became disabled.