Whatever design parameters were used 25 years ago when the house was built have been forgotten long ago. And the original designer couldn't have known what temperature profile I would now set in my programmable thermostat (especially since I don't think such thermostats were even on the market yet back then), nor could (s)he have known that I would have installed a radiant barrier in my attic, nor many other factors that affect the AC load. So there's really not much sense in discussing whether the peak day this year was at "design temperature" or not. In fact, one might argue that design by rule can't hope to get very close to the "right" answer, particularly when load patterns can change over time (e.g. I could install more insulation or the insulation I have could compact and lose its effectiveness, I could throw more/fewer parties with lots of heat-exhaling guests, global warming could affect the climate, I could plant trees which over time could mature and shade the house, I could install blinds and draperies, I could paint the house a different color and install a different color roof, etc.).