Hi Rich
Ok, lets look three years down the road.
It's been my experience that all most all woodworkers, as they get more experienced, gravitate towards one particular form of woodworking with only occasional forays into other projects.
Some do jewelry boxes, some turn bowls, some do picture frames, some scroll work, some toys, some cradles, some musical instruments, and on and on.
All these disciplines put different emphasizes on what the most important tools in the shop are as well as your methods of work. IE, whether you ado a lot of resawing.
If you feel you have to have a bandsaw right now and we don't know where you will be three years from now there are two ways too look at it.
You can go for the Laguna or MM and be pretty well equipped to meet any bandsaw needs and take the chance you will find yourself over equipped three years from now.
You can buy the Delta or Jet, good machines both, and find yourself adequately equipped for any bandsaw needs three years from now. If you do find yourself, three years from now, frequently in positions where, though I can't imagine what they would be, the Jet or Delta doesn't do the job, you will have a saleable machine and can replace it with a top end one.
It's not like we are talking Harbor Freight mainland China import vs. the finest in European over engineering and building here.
Note to those who are wetting their pants about now. Yes, I know that both the Delta and Jet are probably, to some extent, made in Asia but there is a world of difference in quality control between Jet and Delta and Harbor Freight. I'm also almost willing to give good odds that Laguna and MM have, at the least, some outsourced parts on them.
Unfortunately we don't know where, in respect to woodworking, you will be three years from now so, even thought it isn't my money, I would really hate to give an definitive answer. Only time and experience will give the ultimate answer to the question.
The long and the short of it is that for multi thousands of woodworkers, both hobbyist and commercial, the Jet and Delta do the job one hundred percent of the time. For a small fraction of those thousands, almost surely mostly commercial users, Jet and Delta doesn't some percentage of the time and the Laguna and MM is necessary.
As they say, "you pays your money and take your chances".
Which ever way you go, good luck Mike