First I've heard of that. Sounds like you may have gotten a new,
inexperienced teller. A bank cashing a check drawn by one of their
depositors is performing a service for their customer, not for you.
I ran into something similar back in '62, in NYC. Deposited my
paycheck in a Chemical Bank branch in the Wall St. area. Got uptown
and realized I was nearly broke. Tried to cash a check at an uptown
bank and got turned down.
Closed out the account Monday. I haven't trusted a bank since.
I had quite a few others' checks bounce and my bank did charge me.
That could be.
This is a "Wells Fargo" check. I am 100% sure it is fake. Here's the
latest email from the "buyer" (the asking price for the item was $600):
Thank you getting back to me promptly.
The reason for the amount $2850 is because of the shipping.
You are to deduct the money for the item and send the
rest to my shipper through WESTERN UNION and as soon as you send me
necessary information and my shipper picks up the funds.He will pick
up the item in a day or two as he will be shipping it with my other
items. Send the rest to this person through WESTERN UNION.
*NAME :J**** T****
ADDRESS :1448 E 58 St
Brooklyn, NY 11234*''
Take the entire transaction packet to cops or just throw it
away--there's absolutely no point in anything in between. Whether the
local cops can do anything is doubtful 'cuz undoubtedly you're not in
NY. The other choice is the State Atty Gen'l or their fraud squad who
follow this stuff.
This is so rampant it's not possible for them to track them all. Story
on national news just a couple days ago -- the folks in your position
that get used and fall for this can be in a real spot as well -- the
banks definitely will come for the money and if checks are written that
don't clear because they've withdrawn the funds you're responsible, not
the guy who gave you the bum check for those and lots of other bad
Getting involved to begin w/ was pretty silly imo...
Guaranteed scam, the poor slob is Brooklyn is being paid to redirect
packages elsewhere, probably overseas; odds are he'll end up getting burned
too. Such scammers are even using very convincing (but fake) Postal Money
Orders so their victims think there's no way it could be a scam, but it is.
I'd take this to the police fraud squad, or if the Postal Service is
involved to the Postal Inspector. At least they can have the cops in
Brooklyn alert the re-shipper he is unwittingly being used in a criminal
Post Office will not be involved. Note how he wanted Western Union to do
the transaction. Mention Post Office and they will tell you "NO!" in a
One I dealt with wanted to do it in person ?? send a courier. So I
mentioned the Post Office...NO way.
My idiot ex-father-in-law did. Three of them, all from an "insurance
company", all bounced.
Now the bank is suing him for the $48,000+ they are out and he'll wind up
with still another lien on his house. The bank will collect when he dies
and the house is sold *IF* the house sells for enough to cover the more
senior encumbrances and their 48 large. Since he is 80 the bank may find
out soon. I hope so.
Don't those scams typically involve a "Cashiers" or otherwise
certified check or money order? I'd estimate the probability of it
being a scam somewhere in excess of 99.99%.
a) I had any idea that the transaction might be satisfactorily
completed (< 0.01% probability),
b) there was no other potential buyer anywhere in sight, and
c) I was desperate to rid myself of the item
Notify the seller that I would not accept a check and would ship only
after my bank notified me that a wire transfer of funds had been
received and if he wished me to make any payments to 3rd parties, my
fee for the fiduciary service is 10% of the purchase price for each
I did that once just for the fun of it when some guy wanted me to ship
a 100# propane tank from Kansas to England. Apparently he didn't see
the humor in it since he never replied to my note.
On Sat, 18 Apr 2009 00:58:35 -0500, Ignoramus14774
Rule #1: You can't defraud an honest man. If you get greedy, that's
when you get burned - you want to believe.
If it was me, I'd see if there is a branch of the bank the check is
drawn on anywhere nearby you can go to and cash it directly - and if
they won't hand you the cash money right now, "that's okay - make a
copy of the check, and when you are certain that it's good I'll come
back and we can exchange the original check for the money."
The bank CAN stop a "Cashiers Check" if they claim fraud, so that's
not an acceptable exchange substitute.
If they do cash it but they take a fee for you being a
"non-customer" just subtract that from what the guy wants you to send
to "his shipper." And if it proves to be a fraud, frame it on your
office wall for a reminder.
Local law enforcement and the local District Atty. CAN do something
about it, the problem is that first you have to get them out of the
Donut Shop or Starbucks long enough to do it... ;-)
--<< Bruce >>--
Let the Record show that Ignoramus14774
00:58:35 -0500 did write/type or cause to appear in
rec.crafts.metalworking the following:
So what? It is amazing what you can do with a good quality
printer these days.
If you suspect it is a forged check, take it to the authorities.
Start with a bank - either the one the check is drawn on, or yours.
Depositing it can cause all sorts of troubles ... for you.
We will drink no whiskey before its nine.
It's eight fifty eight. Close enough!
HomeOwnersHub.com is a website for homeowners and building and maintenance pros. It is not affiliated with any of the manufacturers or service providers discussed here.
All logos and trade names are the property of their respective owners.