Depends.
If I'm using 16 or 24 grit on either a disk or a belt, then it epoxy is involved either as fiberglass or fairing putty.
Epoxy absolutely destroys abrasives.
I'm lucky to get 30 sq ft sanded with a 9", 16 grit disk, before it is time to change.
A box of 25 disks doesn't last very long.
If I'm using 60 grit and finer, then it is with a ROS and wood.
When I'm working with wood, you can tell when the paper is getting dull by just feeling it.
It may or may not load up but it makes no difference, dull is dull.
Lew