Which is cheaper?

[Simon Mason]

Phew - that is what I chose in the end.

[James Wilkinson Sword]

On Fri, 30 Sep 2016 16:04:46 +0100, Simon Mason wro= te:

- I had the same policy and it cost me nothing.

Never heard of that before, not in the UK anyway. I've only had rocks h= it it off a lorry, stones off the road, my own bonnet, and the windscree= n wiper mount tightened too much by the garage (who gave me a free winds= creen).

-- =

John Montagu: "Sir, I do not know whether you will die on the gallows or= of the pox." Samuel Foote: "That will depend my lord, on whether I embrace your lords= hip's principles or your mistress."

[James Wilkinson Sword]

On Fri, 30 Sep 2016 17:39:50 +0100, Reentrant wr= ote:

reen-cover.shtml

I've never known of a windscreen excess. It's either on the policy or i= t isn't. And usually you pay an extra =A320 a year for it.

-- =

It's been announced that the police are going to be allowed to use water= cannons on rioters. They're putting some Persil washing powder in to stop the coloureds from= running.

[Bob Minchin]

The current online policy document reads on page 42 "You will be required to pay the excess shown on your schedule for each glass claim made."

Of course i can't get a schedule without buying insurance so the specified amount may be zero but Hastings documents do at least allow for the imposition of a glass excess in the same way as most other do

[The Natural Philosopher]

I think my NFU policy has options for excess for glass. ISTR its a £75 flat fee and no hit on the no claims bonus, in exchange for a slightly cheaper policy. If I want no fee I can sort of have it. but its like another £50 a year. Since I have broken car windows about once ever 7 years, I know which I prefer.

[Simon Mason]

isn't. And usually you pay an extra £20 a year for it.

Like I said, in 2010 I paid nothing.

[Bill Wright]

You don't need to smash it. Just say it's been smashed. The fitter will then have an easier job and the car won't have bits of glass in it. There'll be an excess though won't there?

Bill

[Mike Tomlinson]

En el artículo , Simon Mason escribió:

You're not much good with Photoshop. That lens flare is faker than Donald Trump.

[Simon Mason]

From another angle it's too dark.

[Dave Plowman (News)]

And just about everyone has told you to check now.

[Brian Gaff]

Who knows, but repairs to this sort of glass have variable results, but then so does the leak proofing of the new windscreen too. Brian who is once again thankful he cannot drive a car these days.

[pamela]

I can't quite read the note pinned to the doorframe next to your reflection in the glass. It says something like:

"PLEASE LEAVE ..... PORCH ....."

Don't tell us and maybe we can have a guessing competition to work it out! :-)

[Dave Plowman (News)]

Very true. Some years back, the heated rear screen in my old Rover shattered. I'd guess due to a problem with the heating element as it was on at the time.

Had free glass replacement in those days, but my insurance company insisted I used Autoglass. Who were hopeless from the start. First obtaining a glass from a totally different model. Then saying they couldn't get the correct one - when their central warehouse had it in stock.

Eventually, they did get the correct one. Then fitted it 'dry' using the old seal. Despite me giving them a copy of the BL manual telling them which sealers to use. And it leaked like a sieve. They then said it needed a new seal - but that wasn't covered by insurance. But would fit it if I got one. Which I did. They then again fitted it dry, and it leaked once more. Eventually paid a local firm to remove it and replace properly.

The fitter took great delight in showing me the invoice to the insurance company for the new screen. Some 500 quid. Rimmer Bros had new ones for

150 then.

[Andy Burns]

Odd that several people are mentioning leaks from replaced screens, I've had two front and one rear screen replaced in recent years (and a side glass, but that's not bonded obviously) never had any issues with leaks.

[pamela]

I have to admit it did seem a bit strange to read someone, whose name and address are known, to ask in public whether he should spend time repairing his windshield or deliberately damage it to make a fraudulent insurance claim and then naming his insurance company.

Does the BBC pay for contributions to news stories like this one?

[Andrew Gabriel]

I had a new windscreen ~6 years ago. Windscreen repair was no excess (or maybe a tiny excess, even though I have a large excess on the policy) and no loss of NCD. A woman walking past as it was being done stopped to ask the guy how much, and he said it would be £600 if she paid herself (it's an electrically heated windscreen).

A stone chipped it about 5mm from the edge which is not repairable. A few days later, a crack grew about 1/3rd of the way across the screen whilst I was driving.

[tim...]

FTAOD, I mean the quality of the repair was awful, I wasn't referring to that fact that I had to pay (just in case anyone misunderstood)

That's presumably a new windscreen. not a repair.

[Simon Mason]

I had mine done in 2010 and they even tested the rain sensor.

[James Wilkinson Sword]

Someone as OCD as Simon will know precisely what is in his policy. He's= one of the few who actually reads fineprint.

-- =

Never have I seen a word as accurate as politics. Poly meaning many, and tic being a blood-sucking thing.