I have a 1930s house with the ground floor consisting of wooden floorboards on timber joists. In turn, the joists are supported by brick pillars or by the main walls. Under the floor there is a 2 foot high crawl space ventilated by airbricks. There is access via several crawl hatches. The underlying soil is dry to the touch.
I'm looking to insulate under the floor without removing the floorboards.
I've read about various possible approaches using rockwool / loft insulation roll between the joists suspended by net / nylon cord / battens, or alternatively using rigid panels of Kingspan / Celotex / Floormate cut to fit between the joists.
Are either of these approaches sensible and practical, or are the any alternatives? Or alternative products to use?
If I use rigid panels, I have concerns about creating a possible future damp problem if I block up the end of this cavity/channel and air is effectively trapped in a cavity between the underside of the floorboard, the joists, and the rigid panel. If I don't block the ends of this cavity, is it just a waste of time? Or should I push the rigid panel next to the underside of the floor board?
Presumably I should not have insulation in contact or close proximity to electric cables for risk of leaching chemicals from the cable insulation?
What are the possible options and suggestions?