Kingspan with the silver side up, to the warm side.
Yes spillages would be very occassional so they would dry up (unless there was a sink nearby)
But I do think that kingspan wouldnt seal all the gaps at the joists and air currents/ draughts would find ways from the room downwards and as they pass the joists would condense water and this would happen day after day and rot the wood.
[g]