Thanks for all the replies folks. This thread's got so long I'm not sure where to place this conclusion, so I'm putting it here :)
Loads of good advice and different approaches here. The original question was whether or not to add aggregate to Postcrete, and it seems obvious to me now that if it needed it, then the manufacturers would have included it. So I'm happy to accept that.
However the discussion on whether to use the stuff in place of the cement/concrete mix is also interesting helps me at least make some decisions for the future on how/when to use each. I think for myself I see both the use of the fast-mix types have a place just as the old concrete does, but as somebody else (lost who said it now) said it is a question of quantity for me. If all I need to do is plane a few perhaps short posts then the quick-mix stuff is really handy. Alternatively if I want to dig in a line of fence posts then as BigWallop advises I think his method is best and probably a good deal more economic.
All good stuff guys - many thanks. Neil