Footman James used to offer exactly that kind of cover for laid-up classics - talk to them, they might do it for you, but its a faff chopping and changing cover every three months. FJ might be prepared to do a policy which will let you drive and lay-up at will for an agreed fee, without the need to change status.
When I had to insure an empty do-er upper house a few years ago I had the same issue - I used
David
Many thanks Grimly and Lobster.
Car is an MX5 and not classic yet but I will see what they can do at renewal. House I need to sort out when I go back to the UK next week.
If you think this proves your point, then you mis-understand
tim
In message , tim..... writes
Where did I say that ?
I would agree that I have been underinsured at times, but I'm a firm believer in only insuring that which I cannot afford to replace or pay out for
Sorry I got confused with the threading
you weren't the person who made the point that I thought I was replying to (and I can't now work out what that was)
tim
As I have already said - I would go with that. However I worked for an insurance company for 36 years and unless lots of people buy lots of insurance how is the commpany going to top up the pension fund? If I can't afford to own a house in the UK and rent in Spain my question would not exist, the thread would not exist and the whole NG structure might collapse.
...and never will be :)
Might be worth seeing if there are any arrangements through an owners club, certainly for other makes specialist insurers offer off the road cover and even 'bag of bits under restoration cover' at quite reasonable prices.
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