So I called the Ins Co early December to try to get my wife's
Fiesta insurance sorted, which is due early Jan.
Was told that they cannot provide renewal earlier than 3 weeks in
advance, so asked for a fresh quote. This was reluctantly
provided at £640. The policy covers wife, myself and 22 year old
Two weeks later I get the official renewal document including
So I called Ins Co to get the price sorted and they said that the
fresh quote would be honoured.
But there were a couple of changes to make and further
Start with new quote of £640
Increase annual milage from 10k to 12k - premium increase to £680 - OK
Here's the good bit....
Daughter's work status has changed from voluntary work to Trainee
Accountant, but Ins Co doesn't have this title, so we simply add
Accountant - premium increases to £809!!!
Much spluttering and noises of disbelief from my end of the phone.
So we try another job description equally appropriate of Accounts
Assistant - premium reduces to £629!!!
From this I can only surmise that the premium offered includes a
large percentage that is added based on perceived ability to pay
(the policy does not cover business use).
Maybe there is a web site which lists job descriptions and the
associated insurance surcharge (rip off).
I'll close by wishing to all everything they wish for themselves
for 2015 (whether or not that be days filled with
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