Allegedly they are due to build 3,000 new homes in the Trimleys between Ipswich and Felixstowe. Bidwells are involved in this. Early days yet, so don't know when they start in earnest (if at all).
Cheers Dave R
That rings a bell for me. I read the reasons why going from SE to Ltd was required before now, but never committed to memory. But I think it had something to do with protecting the agencies arse.
That is correct. And since April this year IR35 can be applied to such trades as butler, nanny, gardener, and any other form of domestic worker. Many of those are direct contracts not using agencies.
Those trades haven't woken up to the fact yet. It'll happen when the tax inspectors pay a visit.
Andrew
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They make a charge for that. It would cost me £25,000. Not quite free.
I'm juggling whether to bite the bullet and cut and run or leave it in realising that A.C. will get their £25K in charges anyway and the fund may continue to go down. Todays news that oil production probably peaked in 2000 and the Iraqi oil pipeline is likely to remain vulnerable to terrorist attacks in perpetuity does not bode well for the future.
Think "charges".
What I said up there ^ is true.
He has had £25 Billion from the pension funds. I guess he can't do without it now.
I don't want my pension fund to be swayed in it's investment decisions by the need to evade taxes, the market is quite perilous enough as it is. I want the investment decision to be the optimum one. The deal was I pay my income tax when I benefit from the pension. The pension funds have gone from a totally tax free environment to one where tax treatment (in some circs AIUI) is worse than a private individual. A pension is a 30+ year deal. GB has stuck his hands in the till but if I move my fund for any reason I'm hit by a 10% charge by Allied Crowbar.^^^ sorry, Zurich Bank^^^ sorry don't know anymore.
What a crock of s**te.
??? Maybe they're still the best investment going, and that's not saying much. But taxed is taxed.
They both lost interest once they found out we already had a scheme with Allied Crowbar, since they wouldn't be able to recommend we change it (& get a commission on the sale) because of the charges.
Right then please consider the aggregate effect of all these adverse outcomes. Pensions tax, stock market, compulsory very poor value annuities. I reckon my pension will be down by at least 90%.
:-(
At some stage quite soon now the "Baby Boomers" will start retiring and then they will see what has happened to their pension provision and blood will very possibly run in the streets.
No it's recent tho' I still meet retired people at trade shows who were simply given a tax free cheque, no strings.
Invested! Bwahahahahahahahaha
Beats the hell out of me too, but that's what our good leaders dished up for us, it was the only way we could get tax relief, or rather deferrment of tax liability 'till we draw our pensions.
Ob on topic uk.diy reference = "Artex"
DG
The macro-economics don't look good for the future in this respect. On the other hand Bunglesconi is proving pretty adept at protecting his vested interests within his fiefdom, and the collateral damage may be the preservation of pensioner tax exemption.
Peculiarly apposite from an Italian perspective!
Led
I don't understand the oil industry at all well. However I was under the impression that in the North Sea and elsewhere they can drill into a seam horizontally if they need to. Now if that's the case surely they could get some riggers in there to bring the oil out without exposing pipework to hundreds of miles of open ground?
I know in the UK (for example) Esso Fawley (near Southampton) have underground pipes feeding the rest of the UK via buried pipelines. Now okay, they aren't drilling for oil down there, it comes off the oil tankers and is processed in the refinery. But why on earth are they putting the oil across land when it is an obvious terrorist target?
I know someone will say "well you can't do that overnight". But when the oil industry want something done they literally will move mountains to make it happen.
Andrew
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Curious to see that the evil of profits (tm) is a reason for the recent poor performance of pension funds and endowments - somebody has been typing without thinking, Dave!
A marginal blot, in reality. Most of the problems of the big corporate failures were not, in reality, fraud per se (which did occur, big time), but a combination of lack of transparency (a systemic fault, only vaguely addressed by Sarbanes Oxley), and the roll up mentality, whereby value is created by acquisitions, regardless of the true economic and financial outcomes.
No material effect, to be honest. The losses were covered by catastrophe insurance, and the insurers have taken it in their stride. The markets started to nose dive at the end of Q3 1999, a very long time before 9/11, and looking at the charts, it looks to me as though 9/11 actually stalled the ongoing crash for a couple of months, before returning to trend. The fundamental cause of the stock market crash was a "bubble", which in some ways the best since the South Sea Bubble that coined the term.
Consider yourself privileged.
Led
The actualy monetry amount perhaps (though I don't actually accept that). The loss of confidence in the 'system'. Nope, it's a major factor in the current downturn IMHO.
I imagine the original post to which you respond was aimed in my direction, and I'm very happy to admit that I've got out of IT and intend to make the handyman trade my full time profession - it isn't a safe harbour whilst the IT industry fixes itself (I won't get into arguments about whether it can be fixed here).
I come from a background whereby I've been heavily into DIY since well before I left school over 30 years ago. Installed a central heating system from scratch, lots of electrical work, built kitchens from a bare shell, loads of carpentry. You name it, I've DIY'd it :)
However that isn't to say that I pretend I can do everything. I'm totally honest about what I will take on and what I won't. Even today I was telling a client that I wasn't interested in taking on a job which we were discussing, despite it being within my reasonable capabilities.
I don't think that's true. Many IT people that I am familiar with would need instruction on which end of a screwdriver is the business end. And I wouldn't let them anywhere near a sawbench or other power tool. Many IT people can thru college, got their degree, and walked into IT without touching any other type of industry - so they know nothing else.
It's amazing how many people in this world can't do something simple like use a hammer to knock a nail into wood. Easy for me, my thumb knows all about the experience I've had ;)
Andrew
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I said it was a contributory factor. Or perhaps you think fund managing costs are now lower than they used to be?
Why?
Efficiency has never stopped governments before and the present system can hardly be held up as a model of efficiency.
Still if you like the idea that either your wage should be held down below some arbitrary level or that the government has some unalienable right to remove more money from your pocket the harder you work, then I wish you all the pleasure that your socialist paradise will give you (none).
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