Energy Prices

[alan]

You need business insurance if you are selling electricity back to the grid.

[Roland Perry]

In message , at

18:03:11 on Wed, 13 Nov 2013, Dave Liquorice remarked:

If your house is fitted with panels then the value you need to insure for will increase (unless they really do come within the £X per sq ft building premium).

Even more so if they are "contents".

[Tim Watts]

On Wednesday 13 November 2013 18:33 alan wrote in uk.d-i-y:

WTF did you come up with that from?

[Nightjar]

Who cares? It would make an excellent reason for insurers to refuse to pay out on claims for houses fitted with solar PV panels. Perhaps somebody should suggest it to them.

Colin Bignell

[alan]

One of the questions normally asked when obtaining insurance is about the house being used for any form of business. Being paid for electricity generated on your property is a business.

The panels are often covered with the household insurance but not necessarily if someone throws a stone at them - or fires the shotgun. What can invalidate this insurance is not declaring the business use.

[harryagain]

When it's the only person available that doesn't shit in the office.

[harryagain]

You have never been to univerity, you are too thick. Unless it was television studies .

[harryagain]

Not a situation that will continue. When the recesson is over, the cost of fossil fuel will skyrocket. As will the cost of sawdust/any other fuel. You will be permanenly moored in one place, burning twigs in your stove. Supposingyou find them first. (There is getting to be a dearth in our area) Renewables is about free fuel. It will always cost money to convert it as with any fuel. Fossil fuel )probably gas) will only be used to fill in the gaps. Until it runs out completely or we are deprived of it by the clothheads.

[Andy Burns]

If you have grid power available, isn't that always cheaper than 30p/unit?

[The Natural Philosopher]

except that they do.

[The Natural Philosopher]

I have finally realised what your problem is: its classical problem of projection.You reject all your own failings and project them on to anyone who makes you aware of them.

When did you stop wanting to have sex with your mother?

[Nightjar]

On 14/11/2013 07:50, harryagain wrote: ...

For reasons that you refuse to accept, that isn't going to happen.

The clue is in the word renewable. Any fuel that can be renewed is a renewable energy source and that includes wood. In theory, it could include oil, but taking it out of the ground is simpler than thermal depolymerization and much cheaper than the current costs for algal oil.

Many of those in Norway, which is our major supplier of oil and gas?

Colin Bignell

[Martin Brown]

And the other is that they expect much less trouble building them on existing nuclear sites. Same way as they try to build new power stations up in the desolate north like Teesside (except Enron went bust and the new station was never built and the old one taken offline). The extra back hauls were though. They perform no useful function now unless you like pylons as architectural landscape features.

It is high time more power generation took place in the Home Counties!

We will likely end up with third world style microgeneration with everyone having their own noisy smelly diesel electric generator because the governments fuckwitted prevarication left it too late to build sufficient new capacity to handle old coal fired going offline. Winter powercuts look like being a real possibility - back to the 70's.

That and dumb greens insisting on subsidising useless white elephants like the solar PV scam that perform no useful function at our latitude.

[Nightjar]

Colin Bignell

[John Williamson]

Yes, and I was wondering if anyone would spot that the most expensive form of energy available to me is also the most "sustainable".

[Tim Watts]

On Wednesday 13 November 2013 23:27 alan wrote in uk.d-i-y:

I very much doubt that FIT is classed as a "business activity" any more than working from home.

[Jethro_uk]

ISTR a suggestion that fire brigades may treat houses with PV arrays with more caution than normal which might affect the insurance rating.

[Jethro_uk]

Which you are required to notify your insurer of.

It's inevitable somebody is going to have a claim rejected because they "forgot" to tell their insurer about having panels fitted.

[Tim Watts]

On Thursday 14 November 2013 13:38 Jethro_uk wrote in uk.d-i-y:

Nope. I wish people would not sit here spreading unsubstantiated FUD.

Your insurance might say something to the negative. In which case, perhaps you can name your insurer so we can avoid them?

Mine says, because I bothered to check ALL the electronic policy documents for this post:

[You must tell us] "if your home is used for business purposes other than paperwork, computer work or child-minding;"

I even have "Business equipment" covered to £5000 on my schedule by default. This is a domestic policy (AXA). I did not say I worked from home 2-3 days a week.

So that's most people's working-at-home covered by default explicity.

The caveats are:

[We do not cover] "Property mainly used for business, trade, profession or employment purposes other than business equipment."

"Documents mainly used for business, trade, profession or employment purposes;"

[no cover to possessions] "to any property mainly used for the purpose of business, trade, profession or employment."

Not ethe use of "mainly".

So it is very clear that they do not care until I start operating machinery or similar.

I also searched for "generat" and "solar". No mention of either.

Well, it won't happen wiht my policy. It might well make sense to actually check the policy, but the AXA standard buildings and contents seems to have the least silly clauses compared to some others.

Tim

[Roland Perry]

In message , at 14:14:01 on Thu, 14 Nov 2013, Tim Watts remarked:

So if I invite a potential client around for lunch (happens about once every two years) then I have to make sure we do some paperwork while eating??