Very good warning - I'd forgotten about that. Little more difficult to pull on mobiles, so perhaps the motto is: call back on your mobile?
Or ring the speaking clock (does that still exist?) first to prove the line is clear.
Most of the sales droids are. Their script doesn't cater at all for people who have been trained to resist social engineering attacks.
That is also *exactly* what the vishers say too!
They then keep the line open and play dial tone to you. You must dial some other number to confirm that your phone line isn't compromised!
Or use another phone entirely.
Yeah right. Have you ever tried to do a large transaction in person paid with Barclaycard where the merchant has to ask you the droids computer chosen security questions - we have had some totally unanswerable ones and the large purchase was the final pre-install payment of a fitted kitchen at the card holders address.
They included:
Q: Name a street connected to your street? A: They didn't like A19 as an answer (no street names here)
Q: Name the hotel where you stayed in Chester last year? A: We didn't stay in Chester last year.
Digging out the statements we found the correct answer to the second question was after the works Xmas do at "Lumley Castle, County Durham" in Chester *LE STREET* my emphasis - a hell of a long way from Chester!
They didn't.
Which happens to be the whole point of the thread, in case you hadn't noticed.
Next !!!
michael adams
...
If they had sufficient bank accounts to make it worthwhile, why not ? After all, if they lived in Midsomer or maybe Oxford, they'd simply whack them over the head afterwards, and maybe bury them in the garden. In fact if they were really clever, like all the tv murderers are, they'd get them to sign a series of post dated cheques going into the future; so as to disguise the actual date of the murder.
michael adams
...
>michael adams scribbled
I did consider suggesting that you'd been watch too much telly. Obviously if they did commit such a crime in Midsomer, they'd be caught within a couple of hours - ad breaks permitting.
Did they charge you for the privilege ?
Brian-Gaff explained :
In the phone call I made to my bank, they said the signature on the cheque did not match the one they had on file for me, hence the rejection. This morning I received a letter from my bank which said it had been rejected because they did not actually have a copy of my signature on file at all. Curious and curiouser.
Maybe they didn't have a file copy to compare it against, but I have sent them numerous documents recently which bore my signature.
No point in relying on the dial tone, the scammers now can simulate that too. Use another phone to ring the bank back, or wait a while and phone a friend to ensure they have cleared off the line, then your bank.
No indication of any such charge yet from my account. If they try, I will be straight on the phone threatening to take my accounts elsewhere.
To add insult to injury, the scammers can probably also hear the conversation in the room. Like a sort of infinity transmitter.
They will charge whoever presented the cheque in payment a fee ISTR £12. (or something like that maybe bank dependent)
My bank has recently taken to informing me of the month of my birth and then asking me for day and year. Not wholly secure, but better than nothing.
So the bank chose a method whereby a random guess by a fraudster has a one in twelve chance of being correct. As against a one in
365 chance of guessing the right day; and say a one in 70 chance of guessing the right year.Then on the one in twelve ocassions on which the fraudster guesses the right month, the customer kindly provides him with the one in 365 day, and the one in 70 year of his birth.
Presumably the numpty who dreamt that one up got a bonus for their pains.
michael adams
...
I tried on-line banking last night but I can't pay a person more than £5k , so saturday morning i have to take my passport to the bank (santander).
All banks have an online transfer limit of some sort either daily and/or single transaction. They also warn you now about classic vishing scams if you appear to be moving a large sum to a new account.
Nationwide will let you do up to £10k per transaction and as many transactions as you like provided the balance is up to taking the hit.
Are you honestly claiming that Harry's bounced cheque is part of a deliberate "attempt to stop us using cheques"?
Do you honestly think his bank has nothing better to do than to go around bouncing cheques as part of a trick to stop people using cheque?. Get real.
Dial tone is no guarantee. Use a different phone, or call Aunty Mabel (and speak to her) first.
I can just use a different phone - they are all VoIP.
Pamela really gets to you huh Jonno. God I hope that guy by the bush outside my window isn't from my bank checking to see if I'm writing a cheque.
It's getting to sound more and more like an error on top of another error on their part.
HomeOwnersHub website is not affiliated with any of the manufacturers or service providers discussed here. All logos and trade names are the property of their respective owners.