Friend has finally decided to concede a little to the 20th century and get gas CH. He's never had heating as far as I can tell. There's also no CWI in the cavities, but he does have good loft insulation.
Is this a situation where he can gain anything from the govt initiatives on offer? He has a knackered boiler on the scrap pile in the shed if that's any help.
NT
At the moment, there's a big problem with green deal survey fraud - you pay up front, and no survey happenes. Beware of this.
I think green deal has to be able to show savings to be usable. What heating method does friend currently use? I don't know if it would be usable in the case where there is no current heating, and hence no saving to be made by adding heating to a home.
surely if there is "no" heating the process will assume hearting by standing electric heaters.
it won't assume that the occupants sit in the cold and put on extra woollies
tim
In message , snipped-for-privacy@care2.com writes
Depends on his financial circumstances. Check out BGAS website for social fund or whatever it is called for those on benefits. green deal is just a (very poor) loan deal.
Not a help at all, any new boiler will have to be up to decent modern spec and be installed by an approved installer.
Yep, email neighbourhood alerts has something about this in the week. Cold callers, phone, etc and not just Green Deal but EPC's as well.
Remember the Green Deal is a loan, you pay it back with increased electricty bills. Watch the Interest rate, a bank loan may well be cheaper! In theory the savings made offset the bigger bills but TBH it's a bit of a gamble. If the person doing the GD survey knows his stuff what they come up with should be fine. But I have sneaky feeling that a significant number of these "surveyors" just tick the approximate box in the app on their tablet and follow what it says with no real understanding of what they are doing or if the results are as equal in garbage as the data input.
Also the Green Deal loan is attached to the property so if you sell, the buyer has on take on the bigger power bills.
Presumably there is some heating, just not central heating. So open fires, electric heaters, etc. Getting the cavities insulated would be first on my list, followed by double glazing to cut drafts, but if open fires are being used pay attention to ventilation.
NT:
Andrew Gabriel:
There's no heating, but plugin heaters could be arranged
tim:
Dave Liquorice
The point is that if it were in the right place it might or might not result in qualifying for something. If so its not hard to make a flue hole & screw it to the wall. And a cable.
no heating, as said.
CWI is a no brainer, ISTR calculating something like 30% ROI for another house. The question is what deals are available?
no
bert
he's not on benefits.
I've now suggested he applies for grant paid CWI. But I guess green deal is the only offer going for a boiler.
thanks
NT
So pretend there is something? Even the most plank like GD surveyor is unlikely to fall for that one. I don't think lack of a boiler or CH system stops one being installed under the schemes,
The Green one... Wander across to the Energy Savings Trust, that'll give what schemes are out there but unless your friend is a pensioner and/or on certain benefits I think the only one open will be the Green Deal which, TBH, I'd be very wary of.
How many GD surveys have been done? How many GD's actually in place?
-on-record--/
150,000+ assements, a 800 odd finance deals.
If he's going ahead anyway, he might as well look into "Green Deal 2" which gives up to £1100 back for certain improvements you fund yourself, you have to have a survey and use an approved installer. Some secondary glazing should count for the 2nd item. That way he doesn't encumber the house with a long-term expensive loan clawed-back via his energy bills.
People without central heating tend to heat just one room, and to a much lower level than central heating does. Even if the fuel is more expensive and efficiency is much lower, it's still likely to be cheaper than using central heating to heat the whole house.
What seems much more likely is that such properties will be unsalable, and the seller will have to pay off the loan to sell the property, possibly using some part of the sale value of the home at time of sale.
No-one need fall for anything.
NT
If they get it wrong, or it turns out that it is more expensive than the alternatives, then just contact one of the no win no fee firm of solicitors for a financial services mis-selling claim.
The green deal calculation doesn't take that into account.
It doesn't look at actual usage, it assume everyone is an average user of that type of heating (presumably scaled by property size, but even that isn't certain)
tim
good luck with that :-(
tim
You can now pay it off early without penalty:
Theo
Refunds can only be given on the signature of the Minister of State for Energy. You can't sue as a financial services mis-selling claim - they have their arses covered by law. There's no way the government would leave itself liable to something like that.
ROFLMAO!
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