No, the condensing boilers have larger more effective heat exchangers, so even if not running at optimum temperatures will still out perform a normal one. There is a rise in the rate of improvement of efficiency when the return temperature drops below about 54 degrees.
It would be a problem if you wanted other rads to get hot and they were being starved of flow.
Modern boilers will load sense and modulate - so as the differential between flow and return falls (which in a correctly working and balanced system indicates that the house temperature is rising), the boiler will reduce its output to better match the rate of heat loss into the house.
Perhaps, but its not your choice alas. Unless you have the skills to install and commission your own boiler, then you are restricted by what your installer is prepared to use and commission. They in turn are restricted by building regs and Gas Safe etc as to what they can legally install.
You and everyone else. There are not many open flue boilers left out in the wild these days, fortunately.
Yes, but its not an option with any boiler you can buy today. They must exceed 86% efficiency, and big lumps of cast iron with permanent pilot lights don't.