It is nearly time that my 6 month's free trial to the AA Home Emergency Response scheme expires and I have received a letter, inviting me to pay £83.88.
When I agreed to sign up for the free trial I had no intention of prolonging it, but, as the salesman on the phone said at the time (he was selling me car insurance), it's free, innit!
Anyway, now I read the T&C in more detail and I still don't think I need it. Here's what it says in part:
AA Home Emergency Response can cover you against these common home emergencies:
- An uncontrollable leak from a burst pipe or water tank
- Blocked or collapsed drains
- Suddenly having no usable toilet in your home
- Losing power supply to the whole of your home
- Being locked out due to stolen, lost or broken keys
- Broken windows or door locks which make your home unsecure (accidental damage to windows not covered)
- Sudden roof damage that presents a flood risk
- Wasp or hornet nest within or attached to your home
Some of the above should be easily surmountable. Toilet: Use public lavs; Locked out: Leave key(s) with neighbour; Wasps: Get local pest control officer.
What is the general opinion of these insurance policies? I have three weeks to decide whether to cancel before paying them any money.
MM