I'm not sure I understand your point. Do you mean they're opting more
to 'repair' instead of 'replace'? I.e., your carpet? While your case
seems unfortunate (and unfair, in that a soaked carpet that's been
sitting around for a week or so is unlikely to be adequately
'repaired'), there were people around here complaining that their ins.
wouldn't pay for a new fence when a couple of boards had been knocked
down. Rates are high enough as it is.
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