If you are buying concrete, why do you want sand and rock? If you are buying bags of *cement* you would need the sand and rock but you'd be far better off economically buying it by the yard from a purveyor of same. _____________
It should not take all that much to lay stone on an existing slab. All you need is about 1/2" + enough to keep the thinnest stone level with the thickest. If the stone bottom is highly irregular, butter it flat with mortar.
I use my fingers. Occasionally but rarely, visegrips. The shaft on your saw is shaped, right? The masonry blade hole is also shaped, right?