Buddy of mine is a contractor and I work with him on his bigger jobs.
We were working on a contract to repair an older home that had been
damaged by fire. We had the burned part of the roof off and we were
working on demolition of the second floor burned areas when the local
inspector showed up.
He looked around a bit and then called us off the job. In his
inspection he found that some of the old duct work had been wrapped in
asbestos fiber blankets and since we were not qualified asbestos
removal agents he was shutting the job down.
He was " nice " enough to allow two people to stay behind and tarp
the open sections of the roof but stopped all other work till the
offending duct work had been removed or sealed buy certified asbestos
That was a month ago. The home owner has discovered that his
insurance will not cover asbestos removal. The lowest estimate the
home owner has gotten so far was 10 thousand dollars.
( I guess it takes guys in bunny suits to get the job done according
to ordinance. )
Grief for him and I feel bad for him but....
I also live in an old house. I also have some asbestos wrapped around
my heating ducts from back when the home was heated by coal. Also the
house has asbestos siding.
I contacted my insurance company and learned that I was also NOT
covered for asbestos removal. Well an extra $35 bucks a year for a
rider solved my problem.
It might be something you need to check out for your home.