Does NEC require a de-rating for the neutral wire current?
If you have 20 Amp breaker on phase A and a 20 Amp breaker on phase B and both phases share a neutral, you would think that the max current the neutral could ever see is 20 Amps, but that is wrong. Due to power factor issues there can be more than 20 Amps flowing through the common neutral wire.
I don't think this will be a problem for the OP in his garage but it was a problem in large office buildings with large numbers of early PCs. I am curious if the NEC codes address this question?
*The code does address nonlinear loads, but I forget specifically in what chapters. Article 210.4 does mention them as a FPN.