If you are measuring on circuits with high available current you might appreciate the Fluke fuse. Particularly on a residential service and many commercial/industrial locations you want a meter that is "category" rated for the hazard of the location. Fluke will be rated (may not all be rated for the most severe). I wouldn't bet HF is. You could wind up wearing the meter. Fortunately that is not much of a hazard in a house except the service panel. If you are using a meter for work it could be an OSHA issue.