That reminds me of one place I worked, where they had time cards that
had to be punched. There were so many people working there there's be
10-12 cards in each slot. Everybody would put their card in front and
have to hunt for it each time. I got tired of hunting and realized that
sometimes the best thing to do is what everybody else DOESN'T. I put my
card in BACK and never had to hunt for it again.
"When you're looking for something, you'll always find it in the LAST
place you look!" :> (think about it...) So, the trick is to figure
out what the "LAST place" will be and look there, first!
I "develop habits" so that I can do many of the more boring things of
day-to-day life "on autopilot". It's easier for me to remember that
this card will be the "fourth one down" -- always -- than to wonder
where it will be the next time I need it. It's relatively easy to
implement: just put the card back where it "belongs"!
Some things that I carry in my wallet are rarely accessed so they
just get lumped together on the other side: business cards for
various providers, voter registration card, library card, insurance
card, etc. Its not worth the effort to keep track of their specific
locations -- but, I still want to have them available "on my person".
I do this with most things. E.g., each tool has a place (not like
"on a pegboard" -- that would be too "anal" and require a helluva
big pegboard!! But, rather, all hammers are in this spot, all nutdrivers
in that spot, etc. Flashlights have fixed, individual "homes". I keep
my drywall square "hung" in the same place and my carpenter's square in
yet another. Torque wrenches in a long slender box on a particular shelf.
SCSI-2 cables in this box, SCSI-3 in that box, VHDCI cables in yet another,
etc. Spare DVD writers on this one, access points in that, etc.
Otherwise, its just impossible to try to remember where I "last saw"
something. I might conjure up a memory of it in a particular place...
but, have no way of knowing if that is the most *recent* place!
By contrast, remembering passwords or account numbers is easy -- they
are always the same, over time!
[SWMBO was in a panic this week trying to locate her passport.
Checked "everywhere" (not!), safe deposit boxes, etc. In my
case, I *know* where it is cuz it never leaves that location!]
OTOH, my (physical) desktop is an "adventure in entropy" :>
Most of our cards are only 5-10 years old. We've had a couple cases of
fraudulent charges (on cards that were NEVER used online), as well as
purchases the vendor refused to refund. The bank stopped those cards and
issued new cards.
Ironically, while we've had fraudulent charges on our secondary cards,
I've never had a fraudulent charge on the card I use online.
We're in a rural area and used to have lots of problems with mail theft.
That was one of my incentives to go all electronic. Now there's rarely
anything in my locking security mailbox except junk mail. They can have
I still remember my mother-in-laws phone number, mainly because I called
my girlfriend a billion times when were dating as teenagers. :)
:) Yep, I still remember my locker combination too!
Like my social security number, my drivers license seems to be a commonly
requested number for identification. I don't take it out of my wallet
very often, but I use the number enough that I have memorized it.
My statements are all electronic. I scan the few statements that still
come in paper form. They're faster and easier to access and it allows me
to keep multiple backups in case there is a fire or something.
Yes, very much like an encrypted notepad. Except it's set up to allow
one-click copying of the information I'm after. For example, I just click
my credit card number to copy it to the clipboard for pasting into other
Even if I had a completely unbreakable encrypted drive, what's to stop
some thug from pointing a gun to my head and forcing me to give up my
master password. Or a court order demanding I turn over that information.
Nothing I own is worth my life. If they want it that bad they can have
We use our debit cards for most things we used to pay cash for. I rarely
even have any cash in my wallet. "Hey buddy, can you spare some change?"
Sorry, no, I don't have any. :)
I've always thought I should do something like that, but never have. Of
course, most stores are all electronic anymore and can't make a sale when
the registers go down. The smaller mom and pop stores will usually still
take cash, but the larger stores often close their doors when the power
SWMBO has had many of her cards reissued, SEVERAL times!
Always accompanied by some vague comment about *some* vendor
having a security problem (why not TELL us WHICH vendor so we
can AVOID using them?!)
I'm a lot more selective about how and where I use them so
have been unaffected by that.
[I *have* had cards reissued when Bank A buys out Bank B's
accounts. But, that doesn't happen, often. And, I left a
MasterCharge card on the teller counter at a bank in Ohio,
once, while traveling -- had to cancel *that* card! :< ]
I have all my "important" mail sent to my POBox. I don't know of anyone
having problems in the neighborhood but have no interest in tempting fate.
The bigger problem is the "off day" for our regular letter carrier
sometimes finds our mail delivered to a neighbor on an adjacent street
having the same house number. Equally likely for us to get his (though
the two problems seldom coexist)
detail *back* to me! While it is possible to consciously forget
something, I've found it to be tedious ("Don't remember, don't
remember, don't remember..."). I guess if you have a tendency to
cling to memories, it's easy for that to reassert itself.
DL is a dubious credential, here.
First, they are issued with outrageously long expiration dates!
I think the first one I had issued, here, was good for *25* years!
(I eventually had to have it "renewed" as there was a change in
federal? law that required changes to the actual credential
which required everyone to get a new one)
[I've also heard of people being asked to come in for a new
photograph. Possibly because their "face metrics" were incompatible
with facial recognition software being silently deployed? (at least
one friend said she was told to come in because she was SMILING
in her previous photo!)]
You'd think a change of address would REQUIRE a new credential?
According to the lady at the DMV:
"Oh, sweetie, just write your new address on a slip of paper
and use a paperclip to hold it on the license..."
WTF??? OTOH, the license plainly states that changes in address
need to be reported in 10 days.
Mine typically comes out when I open a new bank/brokerage account
and they NEED proof that I'm who I claim to be. Or, withdraw
large sums. DL is in a prominent location in the wallet, so always
easier to take out than bring a passport along.
We keep everything on paper and have a "scan-fest" once every year or two.
We keep most receipts for at least a few months (in case something
needs to be returned) and many things are kept "indefinitely".
I can dig out what we paid for electricity 20 years ago, garbage fees,
all of my credit card charges (going back > 40 years) -- even my paycheck
stubs (*all* of them)!
But, its not worth retroactively scanning all of that stuff. OTOH,
discarding it just saves a little space in a file cabinet (if I
don't store those things in there, what WOULD I store?) It's come
in handy when I wanted to get the dates of employment for a past
employer. Or, when I want to see what the "governmental overhead"
(taxes+fees) has done over the years -- they like to shift costs
from part of our taxes to outright fees (so they can claim taxes
haven't been increased)
I have a couple of 500G encrypted external drives (fingerprint authentication)
but just use them as generic drives. I don't think I have anything explicitly
encrypted, here. But, then again, to gain access to any of those things,
you'd have to be *in* my home -- in which case, you'd probably find other
things that are more enticing!
So, why go to the trouble to protect it?
The apparent difference (between us) is that you have things in places
that can be accessed remotely (online accounts, passwords on your online
computer, etc.) while I keep all that stuff "behind a locked front door".
I.e., an adversary has to be here, physically to victimize me.
When I was younger, my vehicle was vandalized in the parking lot at work.
Broke a window and stole my (generic) winter coat out of the back seat
(really? are you that desperate that a common overcoat is worth that
I was more annoyed with the inconvenience I'd face having to get the
window repaired (covered under insurance) -- and, the fact that I now
had to drive 25mi home at 11PM in the winter with a window WIDE OPEN!
"Cripes, why didn't you just have the guard FIND me and ASK me for
my coat? Save me the hassle of the repair *and* the discomfort of
the cold ride home!!"
No debit cards, only credit cards. I typically only carry $20 as I
seldom need much more (fuel purchases are the only thing that ever
typically exceeds $20 and those go on the charge cards). If I'm
planning on buying something "moderately priced" (~$100 but not $1000),
I can arrange to bring extra cash with me.
OTOH, few things are that expensive that I wouldn't also want
to put on a charge just for the recordkeeping/enhanced warranty.
In *real* emergencies, cash is king. A guy who's bought up a
bunch of "supplies" and is trying to make a killing out of the
back of his pickup truck isn't going to be able to honor a credit
card! Likewise, trying to hitch a ride out of town, etc.
[We prepare for the worst half-heartedly thinking that doing so
will ENSURE it never happens! :> ]
Our driver licenses expire every five years (used to be four). I thought I
read something saying that was changing to six years, don't know for sure.
I can go back 10 years or so for most things, but I try to keep my
electronic documents under control too. I'll typically delete financial
documents that are more than 5-7 years old (excluding important documents
like taxes and whatnot). I'll never need to know what I paid for garbage
15 years ago.
As I mentioned previously, it's primarily to keep out the casual viewer
(snoopy guests) or a "hacker of convenience".
For example, if someone breaks into my house while I'm gone and steals my
computer it won't be easy for them to access my passwords or financial
documents. The odds of the typical home burglar also being a good computer
hacker are probably slim.
Someone once broke the passenger window in my wife's car to steal her $20
car stereo. It was practically worthless to steal, but cost me a lot more
time and money to replace the window and deal with insurance. Worse yet,
her passenger door was unlocked at the time.
On Wed, 15 Jun 2016 04:12:52 -0000 (UTC), HerHusband wrote:
Was your wife in a habit of leaving door(s) unlocked? It actually might be
a good idea just to prevent wanton window breaking by stereo thieves.
Surely you want theives to be forced to at least make the noise of breaking
the glass because it might deter the less-determined.
Or did you get 'driver' & 'passenger' mixed up somewhere in your
Yes, I did mean the "driver" door was unlocked. They broke the glass on the
We've always locked our doors, but for some reason she didn't do it that
night. That was 25+ years ago, so I don't remember the details now. :)
We lived in an apartment near the railroad tracks and a metal recycler. The
sound of breaking glass was a daily occurrence. :)
Considering the neighborhood we lived in, I always used a locking gas cap
on my car too. The darn theives just climbed under the car and cut my fuel
line to steal my gas. So I was out the gas AND had the expense and hassle
of replacing the fuel line. Since then I've just used a normal gas cap. If
they need the gas that bad, just take it and don't make more work for me.
The rent was cheap, but I sure don't miss that neighborhood... :)
Yeah, most places I've lived were 4. I was stunned at the length of time
on these, here!
We refer to those things to note how "municipal payments" have increased.
E.g., we used to have *two* trash pickups, weekly. Then one. Then one in
a fixed size container. Then, the option of a smaller container.
Somewhere along the way, it was broken out as a separate fee (instead of part
of our property taxes).
Water charges got reshuffled and the algorithm for computing sewer charges
changed (partly a nod to the fact that water usage increases in the summer
for irrigation, swimming pool evaporation, etc.).
We have property taxes for the city and for the county. And, secondary
taxes (an excuse for them to hit you twice for the same thing). Then,
"riders" that are supposed to be phased out over time -- and they opt to
propose a new one each time the old one expires. Etc.
So, if you look at TOTAL "costs" you see where they have increased far
more dramatically than if you look at all of the individual pieces
(many of which might not have existed when we bought the place).
They count on folks having short memories. E.g., when I remind people of
our two weekly pickups, you see the recollection sweep across their
face: "Oh, yeah... and you could put a sofa on the curb any week and
they'd come fetch it (instead of on the two days per year, now)"
I suspect only laptops are targets. And, even those have low resale
value (too common). Too easy to trace (serial numbers).
I avoided the insurance company -- and learned something in the process!
I called a glass company to get a price on replacing the window. They
were very concerned as to whether or not I had "glass coverage":
"How the hell do I know? I just want the window fixed so I can
use the HEAT in the car without it all going out the window!!"
They refused to give me a price -- insisting they needed to know this.
Exasperated, I finally said, "So, the price is DIFFERENT (for the same
product/service) depending on whether or not I have insurance?"
She replied, "Yes". I was young enough that this actually surprised me!
"Then, which is cheaper: with insurance or without?"
"Then, I have no insurance. How much will it cost and how long will it take?"
I have since been amused by the advertisements for windshield replacements
(glass companies) that offer a free trip (or whatever) IF YOU HAVE GLASS
COVERAGE! And people wonder why insurance is so expensive...
I still keep things like our old electric bills, because it's interesting
to look back and see how our electric usage has changed over the years.
Garbage, checking statements, accounts we no longer have, etc. usually
get deleted after several years.
I've always hung on to debit and checking receipts for 5-7 years too,
even though I have NEVER needed to refer back to them. Don't know why,
old habits die hard I guess.
We're on a private well and septic system.
We were a lot younger back then and paid for full coverage on both of our
cars, including glass coverage. It kind of made sense as I spent a lot of
time on the road driving for work. Over the years I had several cracked
windshields and broken headlights that were replaced for "free".
Obviously, I paid for them many times over with my insurance payments,
but I was young and dumb.
One upside to her car break-in, the insurance paid for a better stereo
than she previously had in the car. :)
For the last 20+ years we've just had liability insurance on the cars.
Full coverage doesn't make sense when the car is only worth $500-1000.
Car insurance is one of my pet peeves...
I think the whole system of having to pay for the OTHER guy is crazy. I
drive an inexpensive Volkswagen, but I still have to pay insurance rates
based on the rich folks who choose to drive expensive BMW or Mercedes
People love to play the blame game. It was HIS fault, HE should pay. Who
cares, the car needs to be fixed either way. Not to mention, even though
insurance is required by law, I have to pay additional insurance for
uninsured drivers. The whole system is nuts. I've been driving for 36
years and paying insurance the whole time. While several drivers have
crashed into me, I have never been the cause of an accident.
I pay insurance for the other guys vehicle, and I pay insurance for the
"uninsured" vehicles. Then I pay more insurance in case the other guy is
injured. Despite all these payments, I get nothing if my car is damaged.
Yeah, the other guy's insurance should pay for my car if he causes the
accident, but then there's the whole uninsured driver thing again.
Accidents are traumatic anyway. I just want my car fixed (or replaced)
and my medical bills paid if I'm injured. I don't care who was at fault.
I think each person should insure their own vehicle. If you get in a
wreck and don't have insurance, you're just out of luck.
I suspect the issue boils down to (for me):
- I'm not going to save a helluvalot of space by deleting them;
- once gone, the information contained in them is virtually
impossible to recover
I save information on past projects that I declined to bid on for
My sibling and I got into a heated argument -- she denying the numerous
(unrepaid) loans I'd extended to her over the years. I sent her photocopies
of the canceled checks (with no cover letter) to illustrate the point -- and
the amounts! :-/
We've made a couple of claims, over the years. Someone backed into
SWMBO in a parking lot ~18 years ago. We took the cash and applied
it to a new car (we were just getting ready to make that purchase,
A year or two her vehicle was vandalized at the local park. Again,
we took the cash, I repaired the car and we applied the monies to her
Of course, you never come out ahead. OTOH, you hope you are protecting
against the catastrophic loss that could occur at any time.
We have our own coverage; plus coverage for uninsured motorists; plus
coverage for UNDER insured motorists.
Our proximity to MX means it is quite possible that the other party
may "skip town" (esp if at fault and "without papers"). As it takes
very little, nowadays, to incur thousands of dollars of damage
(assuming no personal injury), it makes some sense.
Oh, Anthony, you just have to love ACA/ObamaCare then, I'll bet.
Now that "If you like your insurance, you can keep it" has morphed into
"If you like your insurance, you can get it back, but it will cost you
more!" it's just another hope and promise that is dashed on the shores
of reality by Captain O <g>
It varies by state but usually the PDF417 has all the personal data that
is on your DL. Some states still have the older Code 39 and Code 128 1D's.
A few states still have magnetic stripes in addition to the 2D barcode
but they're being phased out. Of course, some police departments have an
investment in the older mag stripe readers and are reluctant to let go,
but that put's them in the position of not being able to scan DLs from
neighboring states that only have the barcode.
I keep a mailbox with the emails they sent me when I signed up. They
never repeat the userid or password but I write them in. I made sure
the first word of the subject line is the company name and I keep it
sorted by Subject. There are now 227 entries but a lot are entries
that have been updated and old ones deleted, but they came back to
life when Windows and the program crashed. I delete them as I come
They aren't all money. Every webpage I have to register for gets a
I've thought about putting it all one one page, but Firefox password
thingy is sort of like that, except I don't save passwords for banks
BTW, my bank allowed me to sign up for an email any time money is
deducted using my charge card number without the card being shown,
mostly online purchases.
But they rarealy do this. I've bought 8 things from Ebay lately and
only 2 generated emails. When I called they said it depends on
whether the seller presents himself as a merchant. I wasn't positive
what the bank's webpage promised so I let it drop, but I'm going to
complain soon. What kind of a stupid standard depends on whether
the seller calls himself a merchant; I want to know when a thief is
charging something on my card, whether he calls himself a merchant or
not, like they promised.
I just bought a new phone and rather than backup throough gogogle, I'm
going to reenter phone numbers. I think I only have about 20.
How do I dl, or ul, my photos in Android?
I'd have a problem with the fact that I was born in a 0 year (***0) so
my age always ends in the same digit as the year (or 1 less if I haven't
had a birthday yet).
BTW, 9 is one less than 0. It makes a lot more sense that way.
Yes, the SIM (Security Identification Module) has a serial number and
stores your personal information in the phone:
We have Tracfones and they often ask for our SIM serial number when adding
minutes or to access features online.
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