OT: Maximizing Social Security redux

I recently read a news report entitled "As unemployment benefits end, non-workers turn to disability." It seems as if those whose unemployment benefits have run out are turning to asserting some sort of disability to receive SS payments.
That got me thinking.
As you may recall, my current squeeze is an intake clinician at a mental health hospital (certifications out the kazoo). She interviews patients and posits an initial diagnosis, then recommends for or against hospitalization. Having done this for thirty years, the stories she can tell! (Many involving the same people she first saw thirty years ago.)
Anyway, my scheme starts with an advertisement:
"Unemployment run out? You may be eligible for disability payments"
People call for an appointment. They come in for an interview. A number are selected for several counseling sessions. Those that cannot be readily cured after, say, five (paid) sessions are recommended to Social Security as being afflicted with long-term, or permanent, mental defect or disease, thereby assuring they get something coming in every month from SS Disability.
This is not meant to be a scam on Social Security (wink, wink). There is, no doubt, a reason these people can't find a job. That reason may very well be organic, schizophrenic or other psychotic disorder, an affective disorder, mental retardation, anxiety, somatoform, addiction, autism, or simply that they smell funny. If the individual IS afflicted with any of these, he or she needs an advocate to help them get that for which they paid during their working years.
As I'm continually impressed with the breadth of knowledge found on this group, and each person's ability to point out the flaws in the simplest plans, I'm soliciting comments on the above idea.
Thanks in advance to all who want to share.
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First, I think it's an idea with great merit.
Please consider a diagnosis of "Acute Radical Conserativitis". During this condition, the hapless sufferer has occasional fits of rage, directed toward the drunken spenders in Washington DC. Moments of acute swearing, and eye brow furring when the name of BeeHo is mentioned. Complications include mental befuddlement when asked why one is unemployed.
To rate a diganosis of ARC, one must suffer from four of the following nine items:
1. Became unemplyed after 2008 2. Sputters curses like "I work for my money!" when asked about going on welfare 3. Watched All in the Family for two or more consecutive years 4. Calls the current president "meathead" or "that goddamn socialist" 5. Has pictures of Ronald Reagan at home 6. When asked, believes that tax cuts stimulate the economy 7. Considers self to be white, or caucasian 8. Usually male, between ages of 35 and 62 9. Insists that his disdain for BeeHo is not because of any racist tendencies
Christopher A. Young Learn more about Jesus www.lds.org .
I recently read a news report entitled "As unemployment benefits end, non-workers turn to disability." It seems as if those whose unemployment benefits have run out are turning to asserting some sort of disability to receive SS payments.
That got me thinking.
As you may recall, my current squeeze is an intake clinician at a mental health hospital (certifications out the kazoo). She interviews patients and posits an initial diagnosis, then recommends for or against hospitalization. Having done this for thirty years, the stories she can tell! (Many involving the same people she first saw thirty years ago.)
Anyway, my scheme starts with an advertisement:
"Unemployment run out? You may be eligible for disability payments"
People call for an appointment. They come in for an interview. A number are selected for several counseling sessions. Those that cannot be readily cured after, say, five (paid) sessions are recommended to Social Security as being afflicted with long-term, or permanent, mental defect or disease, thereby assuring they get something coming in every month from SS Disability.
This is not meant to be a scam on Social Security (wink, wink). There is, no doubt, a reason these people can't find a job. That reason may very well be organic, schizophrenic or other psychotic disorder, an affective disorder, mental retardation, anxiety, somatoform, addiction, autism, or simply that they smell funny. If the individual IS afflicted with any of these, he or she needs an advocate to help them get that for which they paid during their working years.
As I'm continually impressed with the breadth of knowledge found on this group, and each person's ability to point out the flaws in the simplest plans, I'm soliciting comments on the above idea.
Thanks in advance to all who want to share.
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wrote:

The SS office is loaded with people trying.

You are not really the first. There are some lawyers already advertising to those denied benefits.
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On 2/20/2012 6:48 PM, Ed Pawlowski wrote:

I can think of two current ones. One is local trying to get some momentum and the other is that lawyer (or actor) with the big stupid looking cowboy hat and wearing a suit who has been pimping his firms abilities to "deal with SS" as a "national advocate" for years. Maybe heybub saw those ads?
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They're coming out of the woodwork now. IIRC, they're now allowed to charge up to 25% of the benefits won. That's some real cash for shuffling some papers.
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On 2/20/2012 5:45 PM, HeyBub wrote:

I thought you claimed you were an Indian princess or something similar in all of the nonsense you write?

Guessing you are one of those "honest" "god fearing" republicans we here about?

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George wrote:

Heh, no. You must be thinking about me channeling an Indian guru.

Not exactly. I am honest, but I don't fear God.
God's my copilot.
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On 2/21/2012 7:42 AM, HeyBub wrote:

You really are incapable of any normal interaction.

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Your business plan actually has more merit than the ponzi / pyramid scheme of SS itself. Which looks to have ever-fewer payers vs takes based on anticipated birth / retirement / death rates.
The only real problem you will have is cash flow, as all your patients are unemployed, I would suggest that the contract place an iron-clad lien on any SS payment received as a result of your advocacy, because that is the only hope you will have of getting paid for your time.
Still this is a more socially beneficial service than selling cutlery, overpriced kitchen gadgets, or Amway soap to your friends and relatives. Long term unemployment has a way of rotting ambition, demoralizing and isolating the individual, ruining lives and families. A SS check ultimately wont cure that condition and may even prolong it. But thats not your goal, to relieve their sense of entitlement, or deal with their issues. The business goal is to simply help them wrestle a check from their SS account early under your contract. That being said initial cash flow will be the main issue, if you do get the SS checks to start flowing then it is a sustainable business. The govt is too incompetent to change the rules fast enough to stop you, and a supply of customers with a deep sense of entitlement will be good.
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RickH wrote:

I have thought on that, and you raise an important point.
I'm thinking five counseling/diagnostic sessions at $150/hr should be sufficient to determine the exact malady from which the poor souls suffer.
That's $750.
Paid up-front.
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HeyBub wrote:

It's been going on for years, it's call "Crazy Money". http://spectator.org/archives/2011/11/17/the-new-welfare-swindle
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Mr. Austerity" <"PrintMo.Money wrote:

Just goes to show: "There's nothing new under the sun."
Thanks for the link.
As with anything else, marketing is the name of the game.
My plan includes passing out cards at the unemployment office.
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I was listening to a telephone roundtable last night from state rep. Talking about stuff and county taxes. I just got letter yesterday swooping up my one property evaluation from $3500 to $28,000. 800% increase. Well it's bad property, have to try to change it.
The rep from pa says the food stamp card in pa issue is used in 50 states and overseas. Something wrong.
Greg
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Do you mean "valuation" as opposed to "evaluation"?
It sounds like they are using "full valuation" figures instead of partial valuations with a multiplier.
It doesn't mean that your taxes will change, it could just mean that they are using a different formula to determine your taxes.
Of course, your taxes could still go up, but it wouldn't be just because they are now valuing your house at full value.
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Not only are they increasing property values, They just increased the millage.
House and lot went up 20% . My other connected lot went up 800% .I have to go down and try to get it lowered. All properties changed to computer program. As a lot, the other property is on a slope, with a 15 foot ridge on other road. Covered with trees. Nobody would buy it.
I'll also say I'm retired on ss. Many homes have doubled assessment, and many people face grief. The other counties are much cheaper on taxes. Too bad I'm on the boarder.
Greg
Greg
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Must be nice. I can't get anybody to raise my property value.
...

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DerbyDad03 wrote:

Saw in the news where the lady who lives next door to property owned by Detroit Congressman John Conyers just had her homeowners' insurance raised from $1500/yr to $8,000/year because Conyers property was so decrepit it constituted a fire hazard.
So, if the value of your (or your neighbor's) property goes down, your insurance goes up.
It averages out.
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I've heard that only 60% of social security goes to old people. The rest goes to widows, orphans and disabled.
Workers comp is a different animal and has also become modern welfare. When they are deemed permanently disabled they go on SSD.
We all know plenty of the disabled that the average person cannot keep up with.
Tom with his bad back and on SSD likes to bow hunt and one morning climbs a tree with his climbing stand, kills a deer, drags it out, takes it home, hangs it, and goes back in the afternoon and repeats the process. Awful lot of effort that evening to butcher the two deer. Too bad he has a bad back and can't work. I'm not making up this story.
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