I had a long running minor leak around my chimney flashing which was
aggravated by last week's torrential rains in the DC area. A roofer
inspected my damage and estimated that he would have to replace 4
plywood sheets, the flashing, and the shingles, all for $1,200. My
insurance deductible is $1,000. So I'm vacillating whether I will still
have the insurance co. pay for this since the deductible is almost the
same amount as the estimate.
First off, is $1,200 reasonable for labor and materials for replacing a
4 - plywood section of the roof? Secondly, since this is a combination
of a multi-year slow trickling leak and a sudden rain event, will
insurance pay for it? If it will be a big hassle, I might as well pay
for it out of my own pocket.
Any advice would be appreciated. Thanks.
Also make them prove workers comp and liability insurance BEFORE they
start. This is routine, just call their office (whoever you have do
the work) and tell them to mail you the insurance documentaiton.
Contract should stipulate this as a requirement.
some thing I might be of some help. I do this and many other repairs I
am a roofer and GC Check in side in the attic if you have and count the
sheets that are damaged, if it went on for some time you can try the
insurance but if they see that the damage has taken time to get as bad
as it is they will flag you and still have all of the out of pocket
money. Depending on labor and material there, dump fees, INSURANCE!
PLEASE CHECK 1,2,3 storys, how hard to get on the roof or how easy, can
the dirt from the roof be thrown directly to the truck or have to be
carried, how many men, type of shingles, is the flashing any good
around the shingles, what type ( three tab,arch, the live of the
shingle ( 25 yr,30 yr, )? will he use ice guard around the chimney,
install new flashing, ( step and counter flashing ) or use what is
there sorry for all of the chatter but when I do the work I explain all
of this Frank Jr
HomeOwnersHub.com is a website for homeowners and building and maintenance pros. It is not affiliated with any of the manufacturers or service providers discussed here.
All logos and trade names are the property of their respective owners.