We're shopping around for homeowners insurance as it appears we can find policies these days a lot cheaper than the one we have (might have something to do with the real estate crash and insurance companies trying to boost their business). When I received the binder in the mail from our broker, I had to correct some details that he wrote down incorrectly. For example that the pool is in-ground (like I told him) and not above-ground (as in the app) etc. I told him that we have two dogs (both gentle breeds) but he just noted one of the dogs on the binder application. I haven't corrected the dog part yet and I'm not sure if I should bother to do so.
My question is, to what extent should I nit-pick about this form to have all the details 100% correct? I have the feeling that the broker is not as concerned about that as I am. But he has 1,000 times more knowledge about the homeowners insurance industry than I do. I am just concerned that if there is an incorrect detail if we have a major claim, like if the house burns down, then I don't want the insurance co. to refuse to cover it because of some "seemingly" trivial question on the original form is not correct.