Twice this past month or two I've had insurance claims - theft and a stolen car's damage to my property. Both times $500 deductible. Currently I'm hoping the car has insurance - waiting for sheriff's report - they won't answer my phone query about it. $4.50 for report!
Anyhow, is this $500 deductable standard? I can see a deductable, maybe $100 or $200 to protect from many minor claims, but not $500. What do you pay? If less than me, I may be changing policies.
TIA