Hiring a contractor - insurance issue

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*Sigh*. I guess I should have said, a "genuine certificate".
If you're going to postulate things like forgeries, then, yes, all bets are off.
Just like if you call the "agency listed on the certificate", and it's been doctored to the crooked contractor's wife's cellphone.
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BACK WHEN I WAS A CONTRACTOR .........
and bread was a quarter ..........
and it was two miles uphill to school both ways .............
But, I digress ............
I was a steel erection contractor for nine years in the State of Nevada.
At that time, it was standard practice for the homeowner/property owner to request for free, a copy of a current certificate of insurance from the State Industrial Insurance System. Or the contractor would request it to be sent to the HO/POs address. It was mailed directly from the SIIS to the HO/PO.
Now, the system has changed, and it allows for HOs/POs to be self-insured, and to use insurances other than the State System for worker's compensation. So, I don't know what the procedure is now.
But it is a VERY good idea to get a cert directly from the agent, or the agency, as they are VERY easily forged, altered, or created on a computer these days.
Steve
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I don't know what I'd do with this guy but on advice of lawyer sons, I've increased my homeowners and car insurance liabilities to high levels. There are a lot of suit happy people out there that look for opportunities to win the lottery from people like us. Sons also recommend getting proof of insurance from contractors.
Frank
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On Fri, 27 Apr 2007 22:01:28 -0400, "MiamiCuse"

It is easy solution. Don't do business with this guy. Let others benefit from his obviously excellent skills while you hire some incompetent deadbeat that couldn't build a dog house, but is willing to sign your riduclous contract.
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Deke wrote:

adequate insurance.
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There is nothing wrong with your statement. Well maybe it could be better worded. -:)
Move on and find someone who has insured subs and laborers.
This is a lawsuit looking for a place to happen.
Colbyt
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