If you accept the validity of his test method. I'll ask you the same I asked the OP.. Was his test an industry-accepted test, or even an industry-acknowledged test? Or is it his own test with no history that shows it's accurate.
I don't understand why the last sentence quoted means anything to you. He's concluded there's a crack, but his statement about enlargiing massively is conditional. It starts with "if" and relies on his prior conclusion that there is a crack.
To the OP, I don't want it to seem that my advice to get the repairmen to give their opinion first was conditional on you're being right about the crack. Whether there is a crack or not, you should make the repairman go first. You didn't invite him to your house so you could talk to him,, but so that he could look at the furnace and talk to you.