Cancel credit card ?

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Yeah--- The criteria they use is as closely guarded as how they come up with your credit score. But I've had a card go bad on more than one occasion & as long as they don't hold me responsible, waiting 5 days is a small price to pay.
A couple times this past December they called the evening after I made an electronics purchase to see if it was me. I don't usually answer calls from businesses, but they even had "Chase Credit Card" in the caller ID. Guess they were shocked that I was out in a brick and mortar store.
Jim
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On 1/24/2011 11:58 AM, Kurt Ullman wrote:

Mine was declined for no apparent reason, the questionable charge was local for gasoline and I had used the card there 100 times before over the years. I called and bitched and they fixed it, but as I looked at the online statement further there was also a small charge, about $7 that was from a monthly service that I used the first month free, then canceled the account. They gave me credit and reversed the charge. A week later (online "recent transactions" way before the new statement) I see an odd charge, about $100 and it was not mine! I called them and noticed there was also another small charge from a different company. I agreed to have the account immediately closed and they are investigating it. Luckily I have a second card because the replacement card with the new account took 8 days to arrive. And for the record, I almost always pay in full each month.
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