Another Permit Issue

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Likely none. Assuming one was ever required in your jurisdiction anyway.

Never had an appraiser look for permits.

The deck is there. It contributes value. Normally not enough value to greatly affect an appraisal anyway.
Jeff
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It seems to me that permit laws and rules vary with each city, county, or state. For example, I am outside city limits, and need no permit unless I am adding a building with electric / water service.
I would think you could / should contact local city and county offices for the answer to your question in your area.
Bob
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