I had some trouble with setting up a transformer for my low volt garden lighting. Here's what I learned:
The small (size of a pack of cigarretes) $25 12v transformer is an ELECTRIC transformer that must be mounted indoors and is easily damaged by moisture, the large (size of a shoebox) $100 12v transformer is a MAGNETIC transformer suitable for mounting outdoors and more weather resistant.
The reason the small one blew my breaker is because the small wires go to the 120v wall plug & the fat wires go to the 12v lighting. The smaller voltage is more sensitive to voltage drop thus the larger wires. The 120v leads were really skimpy, less than most electric appliances.
They said the power usage when the transformer is plugged in is trivial so it's not really necessary to switch the 12v side. The small electronic type does not have a delayed startup like the large magnetic one so you could switch the 120v side if you want to save a tiny bit more energy and don't mind operating everything on one switch.
Having a too-small transformer isn't a big problem, no loss of efficiency but if you only have say 10 watts of lights on a 150w transformer it might provide irregular supply however they said a 40w draw on a 150w transformer was no problem.
Just thought y'all might find this helpful.