Wrong question. The weight of the house is irrelevent. The point loads (the axles) were the issue. More axles would have distributed the load over a broader area thus lessening the weight per axle. In that side shot you can see the suspended double axle is directly over the failure point in the bridge. When the bridge stringers snapped the load hit the ground on either side of the chasm and the whole thing came to an instant stop. The driver may have hit his mouth on the steering wheel and thats why the front of his shirt is all red. As for question 3, insurance should not be required to cover retardedness, redneck or otherwise. BTW: Wasn't this posted sometime in the past? Looks familiar.